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About Chalana Williams

Chalana is the Community Development Officer for First Federal of Lakewood and is a WHACC board member

Partnership Pros and Cons

Starting a business with a partner affords many benefits. In a perfect world, that means sharing the expenses, ideas, workload, responsibilities, and profits. In the real world, it can mean personal liability for the partnership’s activity, emotional ups and downs, personality conflicts, and differing ideas. What Is a Partnership? There are three standard types of […]

Valuing Your Business

At a certain point, every businessperson needs to know what their company is worth. Whether you are considering purchasing an existing business, selling your business, looking to attract investors, or thinking about going public, here is a look at how to approach valuing your business. Reasons for Valuing The two most common reasons: selling your […]

A Message From The Board Chair

Dear fellow Chamber members, I hope that all of you and your families are doing well and staying healthy! Being that we are living in unprecedented times, it is important that we remain connected with our colleagues, and centers of influence, because we are all in this together. Like many today, myself included, we’ve had […]

5 Ways to Protect Your Small Business from Account Fraud

Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. First Federal Lakewood recommends following these tips to keep your small […]

Secured vs. Unsecured Loans

When shopping for a loan, there are many options available to you, including whether to obtain a secured or an unsecured loan. Understanding these types of loans in more detail can help you borrow money wisely. What is a Secured Loan? Lenders often issue loans secured by a specific item of personal property. This item […]

Money Management 101

Hanging onto your money and handling it competently could be a challenge. Especially for a small business owner, it can be the make or break factor for being able to stay in business, let alone turning a profit and growing. Even if you have an accountant, you still need to know how to handle the financial […]

Curing Overspending Habits

Do you find yourself accumulating a bigger balance on your credit card every month? When you often spend more than you can afford, it could be a sign that you have an overspending habit. Overspending can cripple you financially and hold you back from reaching your long-term financial goals, but the good news is that […]

Gaining a Competitive Advantage in Business

It takes extensive research and strategic planning to gain a competitive advantage. Every advantage is significant and counts for establishing your business as the leader in your industry, especially in today’s economy and this aggressive business world. You’ve differentiated your target market by demographic, socioeconomic, and common needs or characteristics that turn them into the […]

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