Hanging onto your money and handling it competently could be a challenge. Especially for a small business owner, it can be the make or break factor for being able to stay in business, let alone turning a profit and growing. Even if you have an accountant, you still need to know how to handle the financial […]
Do you find yourself accumulating a bigger balance on your credit card every month? When you often spend more than you can afford, it could be a sign that you have an overspending habit. Overspending can cripple you financially and hold you back from reaching your long-term financial goals, but the good news is that […]
It takes extensive research and strategic planning to gain a competitive advantage. Every advantage is significant and counts for establishing your business as the leader in your industry, especially in today’s economy and this aggressive business world. You’ve differentiated your target market by demographic, socioeconomic, and common needs or characteristics that turn them into the […]
A credit card can provide you with the financial freedom you need to make larger purchases and quick buys when you do not have cash handy. However, credit cards can also saddle you with mountains of high-interest debt. The key to using credit wisely often lies in choosing the right credit card for your needs. There […]
The number of companies offering their employees a Health Savings Account (HSA) continues to grow. With plenty of advantages for both employers and employees, implementing an HSA – if your company doesn’t already have one – can be a great idea. An HSA is a personal health care account that works with a qualified health […]
Companies of all sizes are being targeted by criminals through business email scams. In these scams, cybercriminals gain access to an employee’s legitimate business email through social engineering or computer intrusion. The criminal then impersonates the employee, often a senior executive or someone who can authorize payments and instructs others to transfer funds on their […]
Cyber risks pose a very real threat to businesses, with the potential for expensive, damaging consequences. As a result, a new demand for cyber insurance has emerged. Business leaders know that most insurance policies do not adequately cover their company’s cyber risks, so the best way to protect company assets may be with specialized coverage. […]
We have become dependent on the internet for much of our important day-to-day activities including banking, bills, and shopping. It’s now more important than ever to follow a few basic steps to safeguard your sensitive information from online threats. Here are some tips: Keep Your Browser and System Up to Date Most internet browsers and […]
You’ve made bad financial decisions in your past, and now you have the debt to show for it. Large amounts of debt can easily be overwhelming. Fortunately, you do have some options. You might be able to work with your creditors to reduce the amount of money you owe or get more time to pay […]
Getting your finances under control is nearly impossible without using some method of budgeting, which is really just a plan for how you’ll use the money you earn. It’s up to you to pick a budgeting method that makes sense to you. What is Zero-Based Budgeting? Zero-based budgeting starts with the premise that your income […]
