Working with Creditors

You’ve made bad financial decisions in your past, and now you have the debt to show for it. Large amounts of debt can easily be overwhelming. Fortunately, you do have some options. You might be able to work with your creditors to reduce the amount of money you owe or get more time to pay […]

Sales Tip #387 Just Smile

Just Smile Have you seen some of the TV commercials that show before and after photos? If you notice, the big difference is the lack of a smile in the first picture. Your facial expression speaks volumes when it comes to making a positive first impression, whether it’s on the phone or in person. When […]

Sales Tip #386 Self-Control

Self-Control “You will continue to suffer if you have an emotional reaction to everything that is said to you. True power is sitting back and observing things with logic. True power is restraint. If words control you that means everyone else can control you. Breathe and allow things to pass.” – Warren Buffet

The Zero-Based Budgeting Method

Getting your finances under control is nearly impossible without using some method of budgeting, which is really just a plan for how you’ll use the money you earn. It’s up to you to pick a budgeting method that makes sense to you. What is Zero-Based Budgeting? Zero-based budgeting starts with the premise that your income […]

Are There Leaks in Your Finances?

Are There Leaks in Your Finances? Sometimes, when it comes to your budget, it can be too easy to overlook the small “money leaks” that negatively impact your finances. You might do your best to avoid buying extravagant things, but if you’re still wondering where all your money is going, it’s time to identify and […]